Take 5: What to Negotiate When Buying A House

Whether you’re a first-time homebuyer or a seasoned pro, negotiating during a real estate transaction can feel intimidating. Between contracts, timelines, and financial details, it’s easy to wonder: What should I actually negotiate when buying a home? Discover what you should negotiate when buying a home—closing costs, repairs, furnishings, warranties, and more. Smart tips for homebuyers in Central Arkansas.

Smart negotiations can save you thousands of dollars and make the entire home-buying process smoother.

1. Closing Costs

Closing costs typically range between 2% to 5% of the purchase price and can add up quickly. One of the most common negotiations is asking the seller to:

• Cover part (or all) of your closing costs upfront.

• Provide a closing credit that you can use toward updates, repairs, or upgrades after move-in.

This can significantly reduce your out-of-pocket expenses on closing day and free up cash for furniture or renovations.

👉 Related: Understanding the Home Buying Process Step by Step

2. Furnishings & Appliances

If you love the seller’s furniture or can’t imagine the home without its appliances, don’t be afraid to ask for them. Buyers often negotiate items such as:

• Appliances (washer, dryer, refrigerator, etc.)

• Light fixtures and ceiling fans

• Patio furniture or landscaping décor

• Interior furniture like couches, dining sets, or shelving

Many sellers agree because it saves them the hassle of moving everything out—and it helps make their home more appealing to buyers.

3. Inspection & Closing Timelines

Timing matters in real estate. A faster inspection period and a shorter closing timeline can make your offer more attractive, especially if the seller is eager to move.

However, balance is key. You still need enough time to:

• Secure financing

• Complete a thorough home inspection

• Negotiate repairs or credits

Work with your agent to create a timeline that benefits both you and the seller.

👉 Related: What to Look for in a Home Inspection Report

4. Home Warranty

A home warranty provides peace of mind, especially for first-time buyers. In many cases, sellers are willing to pay for the first year of coverage at closing.

This means if a major system (like HVAC or plumbing) or appliance fails within that first year, the warranty helps cover repair or replacement costs. It’s a small negotiation that can save you big down the road.

👉 Related: First-Time Homebuyer Tips: How to Prepare for Your First Purchase

5. Repairs & Credits

A home inspection may uncover issues—ranging from small fixes to significant repairs. Instead of walking away, you can negotiate:

• The seller completing repairs before closing.

• A price reduction so you can handle the repairs after closing.

• A repair credit applied to your closing costs.

This ensures the home is move-in ready (or that you’re financially prepared for updates) without unexpected surprises.

👉 Related: Should You Sell or Renovate Your Home?

Final Thoughts

Negotiation doesn’t have to be stressful—it’s simply about making sure the terms work for both you and the seller. With the right strategy and guidance, you can walk away with a deal that meets your needs and helps you feel confident about your purchase.

💬 Thinking about buying a home in Central Arkansas? I’d love to walk you through the process, answer your questions, and help you negotiate the best deal possible. Call or text me anytime—I’m here to help!